Question 1

What is a public adjuster, and what do they do?

Accepted Answer

A public adjuster is a licensed professional who advocates for policyholders in the preparation, negotiation, and settlement of insurance claims. They assess damages, review insurance policies, and work to maximize claim settlements on behalf of the insured.

Question 2

When should I hire a public adjuster?

Accepted Answer

It's advisable to consider hiring a public adjuster when you're dealing with a complex or significant insurance claim, such as property damage from fire, flood, storm, or other disasters. They can assist in navigating the claims process and ensure fair compensation.

Question 3

How does a public adjuster differ from the insurance company's adjuster?

Accepted Answer

While insurance company adjusters work for the insurer and aim to protect their interests, public adjusters work exclusively for policyholders. They represent the insured's interests and work to ensure a fair and comprehensive settlement.

Question 4

How does a public adjuster charge for their services?

Accepted Answer

Public adjusters typically work on a contingency fee basis, meaning they receive a percentage (usually a pre-agreed percentage) of insurance claim payment(s). This fee structure aligns their interests with achieving the maximum possible settlement for the policyholder.

Question 5

Can a public adjuster reopen an old claim or assist with denied claims?

Accepted Answer

Yes, public adjusters can assist with denied claims or reevaluate old claims. They can review the denial reasons, assess the damages, and work to reopen or appeal the claim for a fair settlement.

Question 6

Will I have to pay for your services if you are unable to collect money for me?

Accepted Answer

We work off a percentage of your recovery. Therefore, if there is no recovery, there is no fee. We only collect a fee if we are able to get you insurance company to write you a check for your damages.

Ivette Deaza P.A.

Florida Claims Resources

954-345-7676

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